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If you are paid, the central pillar of your EPF account is your UAN, or Universal Account Number. But what if you abruptly learn two UAN numbers? The most recent EPFO update notes that this is a critical problem requiring immediate action.
Many workers end up unknowingly keeping two UANs owing to employer mistakes or frequent job changes. EPFO has once again emphasized clear instructions to swiftly resolve this issue. Let's unveil the rumor.
What Is UAN and Why Is It Important?
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Every EPF member is assigned a twelve-digit unique identification number known as the Universal Account Number (UAN); it remains the same all throughout an employee's whole life even when they change employment. Linking all EPF accounts in one location so that tracking PF balances and employer contributions over time becomes simpler is UAN's primary goal. Furthermore, it lets staff members effortlessly use internet tools including PF transfers and withdrawals. Furthermore, necessary for claiming retirement benefits and KYC verification, UAN helps. One employee should have just one UAN; having several might cause needless problems and delays.
Why Some Employees Have Two UAN Numbers?
Though the rules are clear, duplicated UANs keep occurring often. Occasionally creating a new UAN instead of connecting the employee's existing one helps to be among the major causes of this problem. Other times, employees establish a different account since they do not disclose their previous UAN details to the fresh firm. Duplicated UANs can also stem from mistakes in personal data such as name, date of birth, or Aadhaar information. Furthermore, increasing the probability of this issue is failure to properly transfer the PF account. This problem is more likely to strike employees who frequently switch employment or work for companies not very familiar with EPFO procedures.
Problems Caused by Having Multiple UANs
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Having two UAN numbers may eventually create serious problems even though it could first appear harmless. Withdrawal of the PF sum is among the most often occurring issues since the service history is spread across multiple accounts. Additionally affecting pension payments may be the EPS service time can be split and not properly accounted for. KYC verification failure brought on by Aadhaar or personal information inaccuracies delays claim settlements frequently. Apart from this, managing multiple UANs could become a compliance problem for EPFO. This is why EPFO specifically states that having more than one UAN is unlawful and has to be remedied as quickly as possible.
How to Merge or Deactivate Duplicate UAN?
The good news is EPFO lets employees simply combine or turn off redundant UANs. Let us see below the process step by step mentioned:
Usually happens:
- EPFO retains the active UAN connected with Aadhaar.
- The aged or unused UAN is automatically disabled.
- PF balance from the deactivated UAN is transmitted.
Early beginning of the process is the key.
Latest EPFO Guidelines on Multiple UAN
The most current EPFO rules specify that employees must ensure that just one UAN is in use at any point in time. To prevent verification issues, one must also connect Aadhaar with the right UAN. If a copy UAN is discovered, EPFO should be immediately notified. Employee participation remains essential to guarantee quick correction and perfect processing of PF-related services even if EPFO has improved its backend systems to automatically identify several UANs.
Step-by-Step Process to Merge Two UAN Numbers
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Follow the below given steps to fix the double UAN issue:
Step1- Visit the EPFO Member Portal
Step2- Log in using your current UAN
Step3- Go to "One Member-One EPF Account" (Transfer Request)
Step4- Give ancient UAN or previous PF account information.
Step5- Submit the need online
Step6- Approval of the employer might be needed.
Step7- EPFO will disable the duplicate UAN on its own.
For optional, you can file a complaint on the EPFiGMS grievance portal including both UAN numbers.
Documents Required for Duplicate UAN Issue
Keep these documents ready to avoid delays:
- Aadhaar card
- PAN card
- bank account information
- UAN numbers both old and new
- Background from prior employment
Accurate and relevant information helps EPFO expedite request processing.
What Employees Should Do Right Now
Ignoring the problem is not a good idea if you know or even believe you have two UAN numbers. First, confirm which of your UAN status on the EPFO site is connected with your Aadhaar. Once found, confirm Aadhaar-verified UAN activation. After that, submit an application to combine your service history by merging the UANs or starting a PF transfer. Should you have any trouble during the process, you should report a complaint to EPFO or contact your boss to have the issue addressed quickly.
One Employee, One UAN-Act
Employees need to be alert as this EPFO update reminds them. If left unanswered, having two UAN numbers might cause long-run PF and pension problems. The simple, online, totally free way to repair it
Should you have switched employment lately, double-check your UAN information now. Acting right away will spare you future large migraines.
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