Investment in mutual funds through Systematic Investment Plan (SIP) is continuously increasing. Last December, for the first time, monthly SIP crossed Rs 26 thousand crore. In December 2023, it was Rs 17,610 crore, which increased by 50.25% to Rs 26,459 crore last month. Meanwhile, mutual fund folios also reached a record 22.50 crore.
Investment in SIP is increasing
Last month, net investment (minus withdrawals) in equity schemes was Rs 41,156 crore. This is 142% higher year-on-year and 14.5% higher than in November. Sectoral/thematic schemes saw the highest net investment of Rs 15,332 crore. On the other hand, debt funds saw net withdrawals of Rs 1.27 lakh crore.
Due to this, the funds managed by the mutual fund house (AUM) fell by ₹ 80,355 crores to less than ₹ 67 lakh crore as compared to November. In November 2024, it was a record ₹ 68.08 lakh crore. In 10 years, the AUM of the mutual fund industry has increased more than 6 times. In December 2014, the AUM was ₹ 10.51 lakh crore, which increased by 537% in December 2024.
more investment in shares
- The AUM of equity schemes reached Rs 30.58 lakh crore in December. This is 45.68% of the total AUM of the industry.
- Last month, the AUM of debt or bond based funds was Rs 15.67 lakh crore. This is 23.41% of the total AUM.
- The number of mutual fund folios increased by 36.5% year-on-year. Of this, 70% of the folios are in equity schemes.
- Last month, investors invested through 3.89 crore folios in schemes like index funds, gold/silver ETFs.
- The amount raised by companies through debt (such as bonds) reached a record high of Rs 11.05 lakh crore in 2024. Of this, Rs 10.94 lakh crore came from private placement of debt.
